Financial Adviser Designations Do Matter

If you’re in search of financial advisers, pay attention to the designations behind their names. For a financial planner, look for a CFP (Certified Financial Planner), ChFC (Chartered Financial Consultant), or MSFP (masters in financial planning). For an investment adviser, add a CFA (Chartered Financial Analyst) designation. This is advice Read More

For Seniors: Giving Up the Checkbook, Part Two

For seniors, arranging to entrust financial affairs to someone else is an important part of preparing for old age. Once you have chosen a surrogate and dealt with some of the details laid out in last week’s column, one question remains. How will the transition occur? Here are some suggestions, Read More

Joining the 800+ Credit Club

Lenders use credit scores to determine a borrower’s ability to repay debts like mortgages and vehicle loans. Credit scores impact lending terms, mortgage rates, and financing eligibility. Typically, scores above 700 are considered good. TransUnion reports only about 20% of Americans have a score above 780 and even fewer rank Read More

3 Mortgage Myths that are Wrong

As the spring and summer buying seasons quickly approach, prospective homebuyers have to remain careful about falling for mortgage myths. Let’s dispel the following three mortgage myths: No. 1: Buyers must have a high credit score Having a high credit score won’t hurt, but subpar scores won’t bar buyers from Read More

What to Consider as a First-Time Homebuyer

Buying a home for the first time can be intimidating. Whether you’re fresh out of college or buying for the first time later in life, there are several things potential homeowners need to consider before making a purchase. Making a wrong decision when it comes to buying a home will not Read More

Words That Will Save You Big Time In Rehab Real Estate

Power Tip! Have you ever wanted just one phrase that you could say at the right time, and it save you hundreds, or thousands of dollars? When it comes to getting the best price from contractors, plumbers, electricians, HVAC techs, you name it, there is a simple phrase that often Read More

For Seniors: Giving Up the Checkbook, Part One

One area that few seniors prepare for is arranging for someone else to handle their financial affairs when they can no longer fully care for themselves. This is easy to put off, for three primary reasons. First, there are a lot of difficult emotions involved with the thought of losing Read More