Latest Blog Posts

What the Presidential Election Means for Housing, Historically and Today

From now until November, the one topic on everyone’s mind nationwide is the impending presidential election. This election in particular remains extremely divisive, with seemingly unprecedented amounts of animosity and rhetoric being bandied about on both sides of the aisles. But does this political contest have an impact on real Read More

Our Franchise Conversion to Keller William Realty Black Hills

It has been nearly two years since we converted from Prudential Kahler Real Estate, to Keller Williams Realty Black Hills. During that time, I have been asked many questions regarding the change. Questions such as: Why did you change to a different franchise? Did you retire, or sell out? Did Read More

Balancing Your Expenses: What a Debt-to-Income Ratio Means for a Mortgage

One important consideration that a lender takes into account when deciding whether to approve a borrower for a mortgage or a mortgage refinance is their debt-to-income ratio. This small ratio, buried among all the other percentages and numbers in an application, is often a key deciding factor – even more so than credit scores and savings. Read More

Lenders & Borrowers Feeling Positive About Housing Market

Two recently released studies paint an optimistic picture of both buyer and lender confidence in the housing market. The first is Fannie Mae’s second quarter 2016 Mortgage Lender Sentiment Survey, which consulted with a broad selection of lenders to glean insight into what they think of the current market. “Lenders reported demand Read More