Latest Blog Posts


Our Franchise Conversion to Keller William Realty Black Hills

It has been nearly two years since we converted from Prudential Kahler Real Estate, to Keller Williams Realty Black Hills. During that time, I have been asked many questions regarding the change. Questions such as: Why did you change to a different franchise? Did you retire, or sell out? Did Read More

Balancing Your Expenses: What a Debt-to-Income Ratio Means for a Mortgage

One important consideration that a lender takes into account when deciding whether to approve a borrower for a mortgage or a mortgage refinance is their debt-to-income ratio. This small ratio, buried among all the other percentages and numbers in an application, is often a key deciding factor – even more so than credit scores and savings. Read More

Lenders & Borrowers Feeling Positive About Housing Market

Two recently released studies paint an optimistic picture of both buyer and lender confidence in the housing market. The first is Fannie Mae’s second quarter 2016 Mortgage Lender Sentiment Survey, which consulted with a broad selection of lenders to glean insight into what they think of the current market. “Lenders reported demand Read More

Selling Homes in the Summer

This Spring’s housing market experienced an early spike in buyers that had sellers and Realtors scrambling to meet demand. From July 1, 2015 to July 1, 2016 the average price of single family homes sold has seen an increase of 5.9%, a clear indication of value and supply meeting demand. Read More