Latest Blog Posts

The Happiest States in the Whole USA

My friends from across the country generally give me a lot of grief when I extoll the benefits of living in South Dakota. They often dismiss my enthusiasm for our state as a psychological game I play to pretend that living in what they perceive as a dreary outpost near Read More

Living with a Disability: Remodeling Your Home vs. Buying New

Is getting around the house growing harder with time? Or, perhaps you have a disability and are realizing that your current home doesn’t suit your needs. You don’t have to accept living in a home that’s unsafe or uncomfortable. If you’re ready to live in a home that meets your Read More

Avoid Costly IRA Mistakes

Investing through an IRA is a foundational method of retirement saving. Opening and contributing to an individual retirement account is not hard. That doesn’t mean IRAs are simple and easy to understand. I was reminded of this at the 2018 spring conference of the National Association of Personal Financial Advisors, Read More

Frugality: The Essential Money Survival Skill

Someone recently asked me to share my number-one financial tip that would make the greatest impact on a person’s financial well-being. For someone who can speak for hours on the topic, that’s a daunting task. I wanted to quote the late Dick Wagner’s advice to “Spend less, save more, and Read More